Monday 9th May 2022

How We Can Help You With Business Loans

How We Can Help You With Business Loans

On top of helping you with home loans, our team can also assist you when it comes to financing your business. Whether it be in the form of business loans, car loans or equipment loans we can help you find…

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Tuesday 3rd May 2022

First Home Buyer Guide: Everything You Need To Know

First Home Buyer Guide: Everything You Need To Know

One of life’s biggest achievements is owning your first home. The significant and memorable experience, similar to other large achievements throughout life, requires a series of thoughtful decisions and smart, strategic planning. However, where are newcomers meant to start? We’ve…

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Tuesday 26th April 2022

Ultimate Guide to the Home Loan Application Process

Ultimate Guide to the Home Loan Application Process

It’s time to begin house hunting, but where do you start? What kind of house can you afford? Buying a house is an exciting time, so don’t let the process overwhelm you. By using a mortgage broker’s services, you can…

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Tuesday 19th April 2022

Straightforward ways to reduce your loan repayments

Straightforward ways to reduce your loan repayments

With many people feeling the financial strain during these troubling times it is becoming more important to find ways to reduce your expenses and save more. If you own a home, there are a number of things you can do…

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Thursday 14th April 2022

How a Broker Can Help You Secure Extra Cash

How a Broker Can Help You Secure Extra Cash

If you are in need of an extra bit of cash and don’t have the savings lying around to produce it a broker can assist you with small, fast loans such as personal loans, vehicle loans and renovation loans. These…

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Tuesday 5th April 2022

What Are Bridging Loans?

What Are Bridging Loans?

Bridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging…

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Tuesday 29th March 2022

Consider commercial property when investing

Consider commercial property when investing

Commercial property is classified as any non-residential property that is used exclusively for business purposes. This includes retail properties, office buildings, shopping centres, hotels, warehouses, manufacturing facilities, apartment complexes and land for development. For many investors, acquiring commercial property is…

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Tuesday 22nd March 2022

How to purchase your next car with a car loan

How to purchase your next car with a car loan

Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less…

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Tuesday 15th March 2022

How to find the best tenants for your investment property

How to find the best tenants for your investment property

Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…

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Tuesday 8th March 2022

The Differences Between Owner-Occupied and Investment Loans

The Differences Between Owner-Occupied and Investment Loans

When you buy a home whether it is classified as owner-occupied or investment depends on your intentions behind buying the property. If you are planning to sell the property for a profit on what you originally bought it for or…

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Tuesday 1st March 2022

Should you take out a mortgage with a non-bank lender or stick with a major lender?

Should you take out a mortgage with a non-bank lender or stick with a major lender?

The time has come to start thinking about purchasing your first property. Most people begin the process by going to their bank and asking their advice; but did you know there are other options out there including non-bank lenders? Finding…

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Tuesday 22nd February 2022

Getting a Home Loan as a Small Business Owner

Getting a Home Loan as a Small Business Owner

Getting a home loan is already difficult enough but getting a home loan as a small business owner is even harder. Lenders like to see regular amounts of money coming in as it makes them feel less at risk. When…

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Tuesday 15th February 2022

Is it ok to be with a Lender that is not a bank?

Is it ok to be with a Lender that is not a bank?

With banks becoming increasingly more restrictive on home loans every year it’s becoming more important to consider options outside the major lenders including non-bank lenders. Non-bank lenders still have to follow the same regulations as other lenders and the market…

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Tuesday 8th February 2022

Why Mortgage Brokers Are Essential When Buying Property

Why Mortgage Brokers Are Essential When Buying Property

There are hundreds of lenders and thousands of home loans to choose from and compare. As a result, it can be extremely time-consuming to decide on which home loan is suitable for you. It can also be costly if you…

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Tuesday 1st February 2022

Why You Should Be Reviewing Your Home Loan

Why You Should Be Reviewing Your Home Loan

Once people secure their home loan, they often forget about it and simply pay their loan repayments till the end of the loan. This may seem fine, but the reality is you could be missing out on many benefits and…

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Tuesday 25th January 2022

How can your credit card affect your chances of getting a loan?

How can your credit card affect your chances of getting a loan?

When it comes to the relationship between your credit card history and loan applications, it seems many people are in the dark about what’s truth and what’s not. Gather a group of normal Australians in a room…

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Tuesday 18th January 2022

Is It Cheaper to Buy or Build a House?

Is It Cheaper to Buy or Build a House?

This is a multifaceted question that depends on how you define cost. In terms of the raw numbers, it’s cheaper financially to build a house rather than buy one. However, the total cost doesn’t consider other costs of building a…

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Tuesday 11th January 2022

Think Outside the Box with a Non-Conforming Home Loan

Think Outside the Box with a Non-Conforming Home Loan

A non-conforming or ‘Specialist’ home loan is a loan that does not fit a lender’s standard criteria for a home loan. These loans are usually offered to people that have a bad credit history or extraordinary financial needs. Because non-conforming…

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Tuesday 4th January 2022

The Benefits of Refinancing Your Home Loan

The Benefits of Refinancing Your Home Loan

If you weren’t thinking of refinancing your home loan, you may want to think again. There are many benefits to refinancing that you may want to consider the next time you review your home loan. Refinancing may just be the…

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Tuesday 28th December 2021

How to Finance a Fixer-Upper

How to Finance a Fixer-Upper

Houses that need a lot of hard work and love in order to truly shine are sometimes referred to as a ‘renovator’s dream’. However, this dream can sometimes turn into a nightmare if you aren’t careful. We’ve outlined a few…

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Tuesday 21st December 2021

Comparing Loans: What to look out for

Comparing Loans: What to look out for

With so many loan options and an increasingly complex market, it can be hard to pick the best loan for your needs. There are many different factors to consider when it comes to choosing loans. In this article, we…

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Tuesday 14th December 2021

Getting help from a contractor to build a new home

Getting help from a contractor to build a new home

If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…

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Tuesday 7th December 2021

A Guide to Refinancing Your Home Loan

A Guide to Refinancing Your Home Loan

Life changes, and so does your financial plan. There are many reasons why you might consider refinancing – perhaps you are looking to get lower rates, consolidate your debts or make a major purchase with your equity. Whatever your…

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Tuesday 30th November 2021

4 mortgage terms you need to know when buying a home

4 mortgage terms you need to know when buying a home

Purchasing a property is a huge financial decision, which is why people should familiarise themselves with the mortgage process and any essential terminology. Unfortunately, recent research has indicated many Australians aren’t as familiar with common home loan terms, as they…

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Tuesday 23rd November 2021

Summer renovation tips

Summer renovation tips

Home renovation projects can be a fun activity for families to do together. But these jobs can also be expensive and taxing, financially physically and mentally. When you’re taking on home projects this summer, follow these tips to ensure everything goes…

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Tuesday 16th November 2021

Common Loan Mistakes to Avoid

Common Loan Mistakes to Avoid

Getting a loan can be quite a tricky task. Seemingly small mistakes may get you trapped in debt, make a permanent record on your credit file and/or lead to rejections on new mortgages. Here are a few common mistakes that…

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Tuesday 9th November 2021

Your quick guide to interest rates

Your quick guide to interest rates

Just starting out in the property market? Interest rate terminology on your home loan can be hard to sift through. To understand what you’re agreeing to, it’s important to understand the basics about interest rates. What is an interest rate? When…

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Tuesday 2nd November 2021

When should you refinance your loan?

When should you refinance your loan?

If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…

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Tuesday 26th October 2021

Are you considering constructing your own home from scratch?

Are you considering constructing your own home from scratch?

Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…

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Tuesday 19th October 2021

How to save faster and purchase a home sooner

How to save faster and purchase a home sooner

Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…

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Tuesday 12th October 2021

Should you build your own investment property?

Should you build your own investment property?

Building an investment property is a labour of love – while it does require a lot more work than simply buying a pre-built unit, it’s the perfect way to ensure you come out with a property that you love. It’s…

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Tuesday 5th October 2021

Fixed or variable – what’s the ideal home loan for you?

Fixed or variable – what’s the ideal home loan for you?

Home loan options can be challenging for those unfamiliar with the fluctuations of interest rates. So how do you know which home loan is ideal for you: fixed or variable? Read on to learn more about what fixed and variable…

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Tuesday 28th September 2021

4 signs it’s time to move neighbourhoods

4 signs it’s time to move neighbourhoods

Moving can be a stressful experience, which is why many Australians avoid doing it as much as possible. However, certain factors can arise that make it a good time to move on to another neighbourhood, including rising housing prices, bad…

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Tuesday 21st September 2021

What kinds of debt affects your home loan application?

What kinds of debt affects your home loan application?

If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. So,…

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Tuesday 14th September 2021

What is the ideal property type for your first home?

What is the ideal property type for your first home?

Getting ready to buy your first home is an exciting time. While saving for your deposit or wading through the intricacies of home loans can be a strain, it’s all worth it when you can finally start picking out your…

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Tuesday 7th September 2021

Should you pay off your home loan early

Should you pay off your home loan early

It makes sense to want to pay your home loan off early, being free of debt can free you of your stress and worry. With the number of financial benefits that come with paying a home loan off faster, it…

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Tuesday 31st August 2021

Property vs neighbourhood: Which is most important?

Property vs neighbourhood: Which is most important?

Unfortunately, most Australians can’t afford the best house on the best street. For that reason, buying real estate is a constant compromise between budget, location and the physical attributes of the property. With that compromise in mind, what’s more important…

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Tuesday 24th August 2021

5 must have features for your investment property

5 must have features for your investment property

Buying an investment property brings with it a lot of choices, but rest assured, there are certain features which every investment property owners should consider to increase their property’s rental yields and ensure value growth. An area of strong economy…

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Tuesday 17th August 2021

Reasons why you should refinance your home loan

Reasons why you should refinance your home loan

Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of those two things. Unlocking equity…

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Tuesday 10th August 2021

4 renovation tips to boost your house sale

4 renovation tips to boost your house sale

Looking to sell your property this year but unsure how to get the best price? Pre-sale renovations are a great way to make sure your property is snapped up for a better market value. So, what do you need to…

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Tuesday 3rd August 2021

3 home loan tips that could make repaying your loan easier.

3 home loan tips that could make repaying your loan easier.

The average size of a home loan in Australia is almost $400,000, according to the Australian Bureau of Statistics. Most people will repay their loans over 30 years, during which time they’ll be charged a whopping $319,820.45 in home loan…

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Tuesday 27th July 2021

The questions you should ask before getting a home loan

The questions you should ask before getting a home loan

Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…

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Tuesday 20th July 2021

Should you get help from your parents with buying a home?

Should you get help from your parents with buying a home?

The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. Spending more than a decade’s pay on one single purchase is not feasible for most Australians.

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Tuesday 13th July 2021

Unlock the value of being pre-approved for a new home loan

Unlock the value of being pre-approved for a new home loan

Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…

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Tuesday 6th July 2021

Finding the right time to refinance your home loan

Finding the right time to refinance your home loan

If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…

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Thursday 24th June 2021

How renovations can add real value to your home

How renovations can add real value to your home

Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…

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Monday 14th June 2021

The Main Types of Commercial Loans You Should Know

The Main Types of Commercial Loans You Should Know

There are a wide variety of commercial loans that are available for individuals and business owners. It can be overwhelming to understand the different commercial loan types, but here’s a simple and easy breakdown of the main ones you should…

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Thursday 10th June 2021

The Most Common Mortgage Traps for First Home Buyers

The Most Common Mortgage Traps for First Home Buyers

Many first home buyers are often overwhelmed with the entire process of acquiring a home loan. However, there are various traps which they often fall for, leading to massive regrets and costly outcomes. To help you identify these traps, here’s…

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Thursday 3rd June 2021

Understanding Basic Mortgage Terminology

Understanding Basic Mortgage Terminology

Homebuying is a demanding process and it can be overwhelming when banks and real estate agents begin speaking in financial jargon. When applying for a loan, it is vital you understand exactly what is being said. Below are some of…

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Thursday 27th May 2021

5 Ways to Reduce Your Home Loan Expenses

5 Ways to Reduce Your Home Loan Expenses

While a home loan is a hefty expense, there are plenty of tactics buyers can use to significantly reduce fees, interest rates, duration and overall costs. Taking advantage of these strategies will not only save money, but will alleviate some…

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Thursday 20th May 2021

Before you buy a home, be sure to inspect it thoroughly

Before you buy a home, be sure to inspect it thoroughly

The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…

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Thursday 13th May 2021

The Importance of Borrowing Capacity & What It Means

The Importance of Borrowing Capacity & What It Means

Whether you’re a first home buyer or property investor, you need to understand what borrowing capacity is, and why it is so important. Borrowing capacity is basically the amount of money that a lender will loan to you to buy…

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Thursday 29th April 2021

Financing Your Next Vehicle

Financing Your Next Vehicle

Financing your next car may seem like a daunting task, only second to buying a house. To successfully meet your vehicle financing goals, you need to consider what options are available, the requirements and how much it’s going to cost.

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Thursday 22nd April 2021

Fixed mortgage rates set to rise in coming months: experts

Fixed mortgage rates set to rise in coming months: experts

According to ANZ Bank, property prices are expected to rise by 17% in 2021 and mortgage rates are also set to increase much sooner than expected. The Reserve Bank has clarified that the official cash rate isn’t likely to increase…

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Thursday 15th April 2021

When is a Good Time to Review Your Mortgage?

When is a Good Time to Review Your Mortgage?

When was the last time you reviewed your mortgage?   Shopping around can help you increase your savings or shorten your mortgage term, and you can even consider switching between a fixed or variable rate depending on what the lenders…

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Wednesday 7th April 2021

How Businesses can move forward in 2021

How Businesses can move forward in 2021

2020 was an unpredictable year for everyone, with businesses worried about how to deal with and simultaneously recover from the aftermath of the pandemic. As many had worked towards 2021 afraid to make any plans, more than 65% of…

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Thursday 1st April 2021

8 Advantages of Having a Diversified Investment Portfolio

8 Advantages of Having a Diversified Investment Portfolio

Whether you’re a new or a seasoned investor, you’ve probably heard of the saying “don’t keep all your eggs in one basket” or this case don’t put all your money into one venture! It’s highly recommended to diversify your portfolio…

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Thursday 25th March 2021

Businesses are relying on loans in 2021, here’s what you need to know

Businesses are relying on loans in 2021, here’s what you need to know

With many individuals and businesses now coming to terms with the new normal, the Australian economy is beginning to improve and the next phase of COVID-19 support is beginning. At this stage, 2021 is looking promising for small and medium…

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Monday 8th March 2021

Time to Reflect: An Insight into Debt Consolidation

Time to Reflect: An Insight into Debt Consolidation

It’s no secret that many people often struggle with debt and controlling their spending habits. Whether they’ve maxed their credit cards, used too many ‘buy now pay later’ platforms, or spent an excessive amount of money on extravagant gifts and…

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Monday 1st March 2021

Home Buyers: Looking to Purchase or Upgrade Home Loan in 2021?

Home Buyers: Looking to Purchase or Upgrade Home Loan in 2021?

In 2021, many first or second home buyers are looking to purchase a new home loan or upgrade from their current home situation. These are major financial decisions that require lots of calculated research and future planning. 2021 – A…

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Monday 22nd February 2021

How Mortgage Brokers Can Help You Deal With Car Finance

How Mortgage Brokers Can Help You Deal With Car Finance

Buying a car is a major financial decision which intimidates many people. Even worse, car finance can be a very complex financial product for both consumers and business owners to grasp, especially since there are so many factors involved. Here’s…

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Monday 15th February 2021

Business Loans: How Mortgage Brokers Can Help

Business Loans: How Mortgage Brokers Can Help

Running a business is extremely difficult, especially in the current COVID-19 climate. That’s why mortgage brokers can provide the necessary help for your business’s needs, whether this be acquiring more working capital, buying a new franchise, investing in commercial property,…

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Monday 8th February 2021

Fresh Look into New Year Home Renovations 2021

Fresh Look into New Year Home Renovations 2021

With the New Year here, many people often think about renovating their home. Since property prices are rising and interest rates are low in 2020, this is the perfect opportunity to get your dream home.   There are many ways…

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Monday 1st February 2021

New Year, New You

New Year, New You

As the New Year approaches, it’s the perfect time for you to start thinking about your finances. This could involve creating a new budget, re-evaluating your spending habits, consolidating debt or simply planning for the year ahead.   In saying…

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Wednesday 27th January 2021

How to avoid being scammed when searching for a home loan

How to avoid being scammed when searching for a home loan

When searching for a home loan, it can be easy to fall victim to a scam. In fact, this article reported that Aushadians had lost around $300,000 in rental scams during COVID-19. This is a massive 56% increase from last year,…

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Monday 18th January 2021

Should you buy a house during a pandemic?

Should you buy a house during a pandemic?

Since the COVID-19 outbreak, a commonly Googled question is: Should I buy a house during a pandemic? With falling property prices, low-interest rates and declining competition, there seems to be a ripe opportunity for potential buyers in the market. However,…

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Thursday 7th January 2021

How to Use a Mortgage Broker

How to Use a Mortgage Broker

If you’re looking to buy a home and take out a mortgage, it is a good idea to enlist the help of a mortgage broker. Mortgage brokers have years of industry experience and connections they can utilise to find the…

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Thursday 24th March 2016

What you need to do before investing in property

What you need to do before investing in property

There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.

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Thursday 24th March 2016

Your Guide To Inspections Before Buying A Home

Your Guide To Inspections Before Buying A Home

There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan

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Thursday 24th March 2016

Getting Real About Refinancing

Getting Real About Refinancing

Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.

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